Don’t Lose That Home.

Get Pre-Approved

Before Someone Else Does.


Find out how to take that next step below.

Get Pre-Approved With Lake State Mortgage.

Soft credit pull. No impact to your credit score.

Three Easy Ways To Get Started:

Smartphone displaying an incoming call from Kevin Wildman of Lake State Mortgage, with options to remond me or message.

Option 1

Call Kevin Wildman Directly


Speak one-on-one with Kevin Wildman for a fast, personalized pre-qualification experience. Get expert guidance, ask questions in real time, and receive tailored advice based on your unique financial situation. Perfect if you want clear next steps right away.

A person filling out a pre-qualification form on a clipboard

Option 2

Fill Out Our Soft Pull Application


Complete our secure soft pull application in just a few minutes with no impact to your credit score. Get pre-qualified quickly, see what you can afford, and move forward with confidence. Ideal if you prefer a simple, self-guided process you can do anytime.

Person holding a smartphone displaying the logo and name of Lake State Mortgage, featuring an icon of a house with waves beneath.

Option 3

Call Our AI Pre-Qualification Hotline


Speak with our AI assistant anytime for a quick and easy pre-qualification. Answer a few simple questions and receive instant insights into your eligibility and options. Great for getting fast answers and starting the process on your schedule, 24/7.

Why Homebuyers Choose Lake State Mortgage

Personalized Mortgage Solutions


We tailor mortgage options to fit your specific goals, financial situation, and timeline. Whether you are a first-time buyer or a repeat homeowner, Lake State Mortgage provides flexible solutions, including our Zero Down Payment Programs, to help you move forward with confidence and clarity.

A small house model on a table with keys in front, next to a calculator, a pen, a stack of papers, and potted plants, with natural light coming through a window.

Seamless and Efficient Experience


Enjoy a smooth, guided process from application to closing with clear communication every step of the way. Our streamlined system ensures fast, reliable pre-approvals so you can understand your buying power quickly and act with confidence in a competitive market.

Decorative illuminated symbols on a curved stone pathway leading to a house-shaped structure in a modern living room with large windows and potted plants.

Trusted Guidance You Can Rely On


We have built our reputation on results, transparency, and lasting relationships. Homebuyers trust us to provide honest advice, dependable service, and ongoing support that continues well beyond closing.

Two people shaking hands over a table in an office setting.

What Our Clients Are Saying…

“Kevin Wildman of Lake State Mortgage And his assistant, Christina, are like a godsend!!! From the very first day, I spoke to Kevin and all the way through the process. He was very kind, humble, patient, professional, attentive… Shall I go on?
They were with us every step of the way. He gave me step-by-step instructions on how to improve my financial situation and we got through it with very little out-of-pocket from the earnest money to closing. We had obstacles and challenges that occurred and he never gave up. They are amazing.”

— Former Customer

“My fiancé and I just bought our first home. Kevin guided us through the process keeping our best interest in mind and answered every question we had with honesty. He and his team were extremely helpful and flexible with us and our busy schedules. They made the process stress-free and very simple. Looking forward to working with Kevin and Christina in the future.”

— Former Customer

“Lake State Mortgage is always a pleasure to work with. From start to finish they do an amazing job keeping all parties informed and getting us to the closing table. Their the real deal for all your mortgage needs.”

— Former Customer

Ready to take the first step towards homeownership?

Ready to take the first step towards homeownership?